EN#0274 – Fully Operational and Licensed Lithuanian EMI for Sale

This is a compelling opportunity to acquire a fully licensed and operational Electronic Money Institution (EMI) in Lithuania, authorized by the Bank of Lithuania and passported throughout the entire European Economic Area (EEA). Established in 2020, the institution presents a clean regulatory and corporate track record and is ideal for fintech firms, PSPs, or investors seeking a scalable, regulation-ready platform to enter or expand within the European payments market.

With a robust compliance framework, direct access to key banking networks, and a modern core banking system, this platform offers an efficient springboard for launching digital financial services across Europe.

Key Highlights Include:

• Lithuanian EMI Licence (2020) – Full EMI licence granted by the Bank of Lithuania, with no legacy or regulatory issues.
• EEA Passporting – Fully passported across the 30 EEA member states, enabling immediate cross-border operations without relocation or regulatory friction.
• SEPA & SWIFT Connectivity – Direct SEPA participation via CENTROlink and SWIFT access through a partnered bank ensure smooth and real-time payments.
• Modern Core Banking System – Platform built on former Paysolut technology, offering reliability, modularity, and ease of integration for new services.
• Established Compliance & Risk Framework – Fully documented and implemented policies including AML, risk management, IT security, and DORA compliance, enabling immediate operational continuity and supervisory alignment.
• Lean Operational Base – Six employees with experience in compliance, operations, and IT; staff retention post-acquisition is subject to discussion.
• Clean, Scalable Infrastructure – No legacy liabilities or client-related encumbrances; limited current client base means immediate flexibility to pivot, scale, or rebrand as needed.
• Financial Overview (2024) – Share Capital: ~€1.3M; Equity Capital: ~€700K; Current monthly burn: €45–50K.

Licensed Activities Include:

• Execution of payment transactions (including credit transfers, card payments, direct debits)
• Issuing and/or acquiring of payment instruments
• Issuance and redemption of electronic money
• Account information and payment initiation services
• Distribution of electronic money

For further information on the sale of this Licensed Lithuanian EMI, please contact our Mergers & Acquisitions team at info@salvusfunds.com. More entities for sale can be found within our Entity Acquisition or Sale service.

SALVUS Funds’ teams can be engaged for guiding on new license authorisations for investment, payments or crypto-asset services, ongoing regulatory compliance consultancy for such licensed entities, and support in successfully acquiring ready-made regulated entities.

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