EN#0297 – Polish KNF-authorized SPI for sale

An opportunity to acquire a fully licensed Small Payment Institution (MIP) authorized under the supervision of the Polish Financial Supervision Authority (KNF). The structure offers a ready-made regulatory vehicle for launching payment services across Poland and the European Union with EU-wide passporting potential. 

Key Highlights: 

• Regulated Licence & Activity: Authorised for:
   – Opening and operating payment accounts
   – Execution of payment transactions (direct debits, card payments, credit transfers)
   – Execution of payment transactions using funds provided from credit
   – Issuing of payment instruments
   – Acquiring of payment transactions
   – Money remittance services 
• Regulatory Standing: Fully compliant and in good standing with KNF. No remarks, issues, or investigations from the regulator.
• Operational Status: Dormant entity – no clients and no transactions performed since incorporation. The entity is fully ready for immediate activation under new ownership, and an AML Officer available to continue post-transaction.
• Financial Profile:
   – Fully paid-in share capital of PLN 5,000
   – No outstanding liabilities or debt
   – Average monthly maintenance cost approximately EUR 100 
• Banking Setup: No operational or client bank accounts currently open, allowing flexibility for the buyer to establish banking relationships as desired.
• Compliance Framework: Comprehensive compliance documentation covering AML, KYC, Risk Management, and operational procedures. The current AML Officer may remain in place post-acquisition.
• Regulatory Capital: No fixed minimum capital requirement for Small Payment Institutions under Polish UUP; only standard operational volume limits apply.

This represents a turnkey opportunity to acquire a clean, fully licensed EU payment institution, offering an efficient pathway to market entry within the European financial ecosystem. 

For further information on the sale of this KNF-authorized MIP, please contact our Mergers & Acquisitions team at info@salvusfunds.com. More entities for sale can be found within our Entity Acquisition or Sale service. 

SALVUS Funds’ teams can be engaged and guide on new license authorisations for investment, payments or crypto-asset services, ongoing regulatory compliance consultancy for such licensed entities, and support in successfully acquiring ready-made regulated entities. 

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