EN#0308 – FCA AEMI license in UK for sale
An Authorised Electronic Money Institution (AEMI) license supervised by the Financial Conduct Authority (FCA) in the UK is available for sale. The transaction provides a compliant and efficient route for qualified acquirers seeking an immediate UK regulatory footprint, avoiding the typical 18 to 24-month authorisation timeline associated with a new FCA AEMI application, subject to buyer due diligence and FCA change-of-control approval.
Key Highlights:
Status: The Company holds full FCA authorisation as an Authorised Electronic Money Institution (AEMI)
Transaction Overview: Sale of 100% of the entity holding the FCA authorisations and existing banking relationships. The sale includes the legal entity and regulatory licences but excludes the proprietary fintech infrastructure/technology stack.
Regulatory Permissions (Payment Services & E-Money):
- Services enabling cash to be placed on a payment account
- Services enabling cash withdrawals from a payment account
- Execution of payment transactions (not covered by a line of credit)
- Execution of payment transactions (covered by a credit line)
- Issuing of payment instruments/acquiring of payment transactions
- Money remittance
- Issuing of electronic money
- Payment initiation services (PIS)
- Account information services (AIS)
Banking Rails & Partnerships:
- Tier-1 Partnerships: Direct safeguarding and operational accounts live with Griffin (safeguarding and operational) and Revolut (operational)
- Scheme access onboarding underway for Open Banking Org and Pay.UK
- Optional pathway to proceed with Principal Member of Visa
Corporate & Compliance Profile:
- Mature compliance framework with established AML/KYC policies and procedures ready for adoption
- Clean balance sheet no debt and efficient operating profile
- Regulatory good standing with no known enforcement actions
This FCA-authorised AEMI presents a strong foundation for an acquirer such as a fintech, neobank, or enterprise seeking to deploy their own technology stack into the UK market rapidly. The acquisition can substantially reduce licensing lead-time compared to starting a new application, subject to due diligence, FCA change-of-control approvals, and the buyer’s governance and compliance arrangements.
For further information on the sale of this FCA AEMI license for sale in the UK, please contact our Mergers & Acquisitions team at info@salvusfunds.com. More entities for sale can be found within our Entity Acquisition or Sale service.
SALVUS Funds’ teams can be engaged for guiding on new license authorisations for investment, payments or crypto-asset services, ongoing regulatory compliance consultancy for such licensed entities, and support in successfully acquiring ready-made regulated entities.
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