EN#0286 – FIN-FSA licensed Finnish EMI for sale
A fully licensed Electronic Money Institution (EMI) is now available for acquisition in Finland, offering a strong regulatory foundation under the supervision of the Finnish Financial Supervisory Authority (FIN-FSA). This license provides a gateway to the European financial market with established infrastructure for issuing Finnish IBANs and SEPA connectivity.
Key Highlights:
• Regulated License: Valid EMI license issued by the FIN-FSA (Finland)
• Operational Infrastructure: Complete set of regulatory policies and internal procedures aligned with FIN-FSA requirements
• Banking Connectivity:
○ SWIFT BIC code received
○ National bank code from Finanssiala, enabling issuance of Finnish IBANs (prefix FI)
○ EPC SEPA / SEPA Instant / VOP agreements in place
○ Connection to SEPA established through a banking partner
• Regulatory Approvals: FIN-FSA passporting approved and notified across 29 EU/EEA countries as of September 1
• Safeguarding Account: Fully operational, ensuring regulatory compliance for client fund protection
• Upcoming Milestones:
○ EMI Launch: Scheduled for October, targeting EBA Clearing connection by October 7
○ Full Passporting Completion: Expected by November 2025
○ Breakeven Target: Within 6 months post-launch
Financial Overview:
• Authorized Capital: €450,000 (minimum required €350,000)
This is a rare opportunity to acquire a fully regulated EMI in Finland, providing an established framework for launching or expanding digital banking and fintech services across Europe.
For further information on the sale of this Finnish EMI, please contact our Mergers & Acquisitions team at info@salvusfunds.com. More entities for sale can be found within our Entity Acquisition or Sale service.
SALVUS Funds’ teams can be engaged for guiding on new license authorisations for investment, payments or crypto-asset services, ongoing regulatory compliance consultancy for such licensed entities, and support in successfully acquiring ready-made regulated entities.
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