EN#0332 – Operational, Swiss SRO & Canadian MSB, Fintech Infrastructure for sale
An opportunity to acquire a fully operational, multi-jurisdictional fintech infrastructure, offering a turnkey and scalable platform for firms seeking immediate entry into regulated payment, crypto, and fintech services across multiple jurisdictions. The proposed transaction involves the sale of the complete structure, including regulated entities, proprietary technology, intellectual property, and operational teams, providing immediate access to a fully deployed and revenue-generating ecosystem.
Key Highlights:
- Business Structure: A comprehensive fintech holding structure encompassing regulated entities, proprietary technology, and full operational infrastructure, designed for cross-border financial services delivery.
- Regulated Entities:
- Swiss SRO entity – active and operational, currently servicing clients
- Canadian MSB – registered with FINTRAC, with the RPAA (Retail Payment Activities Act) process currently underway
- Technology & Intellectual Property: The transaction includes proprietary software, full source code ownership, and all associated intellectual property rights, enabling full control, customization, and scalability of the platform.
- Brand & Assets: Registered trademarks and complete brand assets are included, allowing immediate continuation or expansion of the existing market presence.
- Operational Setup & Teams:
- Established management team in place (retention or transition optional)
- Dedicated IT team available for transition support or ongoing engagement via SLA
- Fully embedded operational processes supporting business continuity
- Banking & Infrastructure: The entity currently holds:
- Operational account maintained with Capitec Bank
- Established FX dealing lines with ABSA
- Clients maintain their own bank accounts, with the entity facilitating FX transactions via ABSA’s dealing infrastructure
- Client Base: Active and growing client base already integrated within the platform, supporting immediate revenue generation and scalability.
- Banking & Payment Infrastructure:
- Established correspondent banking and payment relationships
- Integrated crypto settlement setup within the same correspondent banking framework
- Existing vendor and infrastructure agreements in place
- Technology Infrastructure: Fully deployed cloud-based architecture hosted on AWS, including SSO-enabled systems, ensuring security, scalability, and operational resilience.
- Compliance & Scalability: The platform has been designed with scalability and regulatory alignment in mind and can be upgraded to PCI-DSS and ISO 27001 standards with limited additional work.
- Financial & Operating Profile: Current operating cost base is approximately EUR 80k per month, including development, reflecting a scalable and controlled cost structure.
- Investment Highlights:
- Fully operational, plug-and-play infrastructure with immediate revenue generation
- Clean structure with no legacy or hidden liabilities
- Integrated multi-jurisdictional technology and regulatory setup
- Strong operational readiness with established teams and processes
- Scalable platform suitable for expansion across payments, crypto, fintech services
Building a comparable structure independently would typically require over 3 years of development, in excess of EUR 3 million in investment, and significant regulatory, operational, and technical execution risk.
This opportunity offers a significantly accelerated time-to-market, with immediate deployment capability and a fully integrated fintech ecosystem already in place.
For further information on the sale of this multi-jurisdiction fintech infrastructure, please contact our Mergers & Acquisitions team at info@salvusfunds.com. More entities for sale can be found within our Entity Acquisition or Sale service.
SALVUS Funds’ teams can be engaged for guiding on new license authorisations, ongoing regulatory compliance consultancy for licensed entities, and support in successfully acquiring ready-made regulated entities.
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